Legal Notice

1. Who we are

This site (juliofinance.com) belongs to Julio Cañas, who operates under the trade name JulioFinance. Based in Miami, Florida, United States.

For any legal communication or inquiry about this site: info@fintelhub.com.

JulioFinance is a personal brand of Julio Cañas and is part of the FintelGroup™ ecosystem (which includes FintelAgency™, FintelAdvisers™, Fintelinsurance™, AgentPRO™ and Fintelhub®). The operating companies in the ecosystem have their own sites and their own legal terms.

2. Nature of the content

All content on juliofinance.com (articles, videos, podcast, newsletter, lead magnets, books) is for educational and informational purposes. It does not constitute individualized financial, tax, legal, or investment advice.

Financial decisions depend on personal circumstances that no article or video can fully account for. If you need advice tailored to your specific situation, work with a licensed professional (including, if you wish, the services of FintelAdvisers™ or FintelAgency™, which have their own contracts and terms).

3. On investment and business decisions

Any strategy, example, or case study that appears on this site (including figures from advised companies, returns, tax savings, or client results) is provided for historical reference only. Past results do not guarantee similar outcomes for you.

Before making any investment, tax planning, or business structure decision based on information from this site, consult a licensed professional advisor in your jurisdiction.

4. Third-party links

This site includes links to external sites (YouTube, Amazon, lead magnet platforms, FintelGroup™ ecosystem sites, among others). We are not responsible for the content, policies, or practices of those third parties. When you click an external link, you leave the juliofinance.com domain, and the terms of the destination site apply.

Some book links (for example, to Amazon) are affiliate links: if you buy through them, Julio may receive a small commission at no additional cost to you.

5. Intellectual property

The contents of this site (text, images, videos, audio, design, code) are the property of Julio Cañas or are used with permission from their respective owners. They are protected by applicable intellectual property laws.

The marks FintelGroup™, FintelAgency™, FintelAdvisers™, Fintelinsurance™, AgentPRO™, Bioneurofinanzas™, FintelBrief™, Despierta Tus Finanzas® and Fintelhub® are registered trademarks (or trademarks pending registration) of the FintelGroup™ ecosystem.

You may quote excerpts for personal or educational use as long as you credit the source. Full reproduction, modification, or commercial use requires written authorization (write to info@fintelhub.com).

6. Limitation of liability

Julio Cañas and JulioFinance are not liable for:

• Financial, tax, business, or investment decisions you make based on the content of the site.
• Economic losses resulting from applying (or not applying) strategies mentioned in the content.
• Temporary interruptions, errors, or technical failures of the site.
• Damage caused by viruses, malicious code, or other elements that could affect your device while browsing (although we maintain reasonable security measures).
• The content, policies, or practices of third-party sites linked from here.

7. Governing law and jurisdiction

This legal notice is governed by the laws of the State of Florida, United States. Any dispute related to this site will be submitted to the competent courts of Miami-Dade County, Florida, unless applicable law provides otherwise.

8. Changes to this notice

We may update this legal notice at any time. The date at the top of the document indicates the most recent version in effect. We suggest you review it periodically if you visit the site frequently.

9. Contact

For any inquiry about this legal notice or about any content on the site:

• Email: info@fintelhub.com
• Headquarters: Miami, Florida, United States

See also the Privacy Policy and the Terms and Conditions.