01
The Augusta Rule: rent your home to your business, tax-free
Collect up to $10,000+ a year tax-free, by design. The exact limits and the mistakes to avoid.
7 min read
Blog
Short, sharp reading for the U.S. business owner who'd rather think than react.
Start here
These three articles give you the full framework: tax tactics, structure, and retirement. Read them in order to see how I think.
01
Collect up to $10,000+ a year tax-free, by design. The exact limits and the mistakes to avoid.
02
Registering an LLC doesn't lower your taxes. Legal structure vs tax classification, and when the S-Corp pays off.
03
Contribute far more than a regular IRA and cut this year's taxes. How it works, and when it beats a Solo 401(k).
Investing
Trump Accounts start July 4, 2026: a $1,000 government deposit for your child, up to $5,000 a year, and the tax catch most parents miss. How they work.
Investing
A Solo 401(k) lets self-employed owners contribute as both employee and employer, up to $72,000 for 2026. How it works, the limits, and Roth vs traditional.
Investing
A SEP IRA lets self-employed owners contribute far more than a regular IRA and cut this year's taxes. How it works, the limits, and when it beats a Solo 401(k).
Tax Strategy
The QBI deduction (Section 199A) lets many business owners deduct up to 20% of their income. Who qualifies, the SSTB catch for service firms, and the limits.
Business Structure
Registering an LLC doesn't lower your taxes by itself. LLC vs S-Corp explained: legal structure vs tax classification, and when the S-Corp election pays off.
Business Finances
How to pay yourself from an LLC: the owner's draw, why taxes ride on profit (not what you withdraw), and when an S-Corp salary beats a draw.
Tax Strategy
Paying your kids for real work in your business is legal and tax-smart: you deduct their wages, and they often owe no income tax. How to do it right.
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